Have you saved enough for retirement? Come find out. Our SMART Plan representative, Lisa Cardinal, will be scheduling appointments at the BTU today, January 26 from 2-5:30. All are welcome to make an appointment whether you are already participating in the SMART Plan or not. To make an appointment, please email firstname.lastname@example.org and reference the BTU location, and whether you are already participating in the Plan. Meetings are by appointment only.